Fidelity Bank Grows Gross Earnings by 46% to ₦748.7 Billion in H1 2025

Fidelity Bank Plc has released its audited financial results for the half-year ended June 30, 2025, showcasing strong performance and consistent growth across all major financial indicators.

According to the results published on the Nigerian Exchange (NGX) portal on Thursday, 13 November 2025, the bank posted significant improvements in key metrics. Gross Earnings rose to ₦748.7 billion, up from ₦512.9 billion recorded in H1 2024. Net Interest Income also advanced to ₦420.4 billion from ₦326.4 billion in the corresponding period of 2024, while Customer Deposits grew to ₦7.2 trillion, compared to ₦5.9 trillion as at FY 2024.

The bank recorded a rise in Net Revenue, which stood at ₦444.4 billion, up from ₦396.8 billion reported in H1 2024.

Fidelity Bank continued to strengthen its digital capabilities, improve customer experience, and support critical sectors of the economy. Its loan portfolio expanded during the review period, with Net Loans and Advances increasing to ₦4.9 trillion from ₦4.4 trillion in FY 2024—demonstrating heightened support for both individual and corporate customers. Asset quality remained stable, with non-performing loans maintained within prudent thresholds.

The bank also highlighted that its ongoing capital-raising efforts have enhanced its financial resilience, positioning it to meet emerging regulatory requirements and pursue strategic growth. With a strong liquidity stance and an effective governance framework, Fidelity Bank remains well-equipped for sustained performance.

Recognized as one of Nigeria’s leading financial institutions, Fidelity Bank Plc operates as a full-fledged commercial bank serving over 9.1 million customers through its digital platforms, 255 business offices across Nigeria, and its United Kingdom subsidiary, FidBank UK Limited.

The bank has earned multiple local and international accolades, including the 2024 Excellence in Digital Transformation & MSME Banking Award at the BusinessDay Banks and Financial Institutions (BAFI) Awards, the 2024 Most Innovative Mobile Banking Application Award for its Fidelity Mobile App by Global Business Outlook, and the 2024 Most Innovative Investment Banking Service Provider Award from Global Brands Magazine. It was also named Best Bank for SMEs in Nigeria by the Euromoney Awards for Excellence and Export Financing Bank of the Year by the BAFI Awards.